Last updated 2026-05-28.
MortgagePulse is an informational mortgage-rate comparison service. We are not a lender. We are not a mortgage broker. We are not a licensed mortgage loan originator (MLO) under the SAFE Act. We do not make credit decisions and we do not transmit mortgage applications. Comparison only. Informational only. Any AI advisor output is general information, not financial or legal advice.
Notice for residents of NY, CA, IL, MD, and OR: those states have strict mortgage loan originator licensing requirements. MortgagePulse complies by providing informational comparison only -- we do not transmit applications anywhere. You apply directly on each lender's site.
We may receive affiliate commission when you click a partner-lender link and complete an application. We disclose this on every offer card and at the top of every page, per 16 CFR Part 255.
The pre-check uses self-attested credit-score band, income, and other fields. We do not verify. We do not pull credit. We do not collect SSN or bank account numbers.
The AI advisor is built on the empire-owned eas-chatbot service. It is informational only. It is not a substitute for a licensed financial advisor, attorney, or non-profit credit counselor (see NFCC.org).
You may not attempt to scrape, abuse the AI advisor, or submit deliberately false information to game the comparison filter.
MortgagePulse is provided "as is" without warranty. We make no guarantees about loan approval, rate, or term offered by any partner lender. Lender APRs change frequently; our comparison data may lag actual lender pricing.
legal@MortgagePulse.eliteaiempire.com